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The actual results of the bank on cash flows may be different from the estimates based on said measurement. If significant differences are observed between the actual cash flow with the estimated cash flow of the future, the measurement is re-performed. The Bank should make the amount and timing of the estimated cash flow to make the best in the basis of individual loans. In this evaluation, the data to be used in determining and rating of $100 payday loan valuability of the loan borrower. However, consumer loans, credit cards, credits, credit cards, credits, credit cards, credits, credits, credits, credits, credited home loans, and if some of the risk properties of other credits are resembled with risk features of other loans, are the average to measure the situation of the bank’s victory. The collection time may use statistics such as the average collectible quantity and actual interest rates and evaluate these loans together and as a whole.